GLBA annual notice

How does BANKRATE protect my personal information?

How does BANKRATE collect my personal information?

We collect your personal information, for example, when you

• give us your contact information or give us your income information
• provide employment information or apply for a loan
• provide your mortgage information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes –information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include financial companies such as Coverage.com, Homeinsurance.com; nonfinancial companies, such as Creditcards.com, NextAdvisor, The Points Guy, CNET, BestColleges, and MYMOVE; and other companies owned or controlled by Red Ventures.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Nonaffiliates we share with can include financial service providers such as consumer banks, credit card companies, mortgage companies, insurance companies and companies offering financial and credit products or services; or nonfinancial companies such as technology, health, entertainment, retailers, direct marketing companies, and nonprofit organizations.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include financial service providers such as consumer banks, credit card companies, mortgage companies, insurance companies and companies offering financial and credit products or services.

California residents: If you are a California resident and we share information with affiliates, or if we have entered into joint marketing agreements with nonaffiliated financial companies, we have separately provided you with a California Privacy Notice. In accordance with California law, we will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example, with your consent. We will limit sharing among our companies to the extent required by California law. If you are a new consumer, we can begin sharing your information 45 days from the date we sent this notice.

Vermont residents:

• We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
• Additional information concerning our privacy policies can be found at www.bankrate.com/privacy/

North Dakota residents: We will not share information we collect about you with non-affiliated third parties, except as permitted by law, such as to process your transactions or to maintain your account.